Equifax Inc. (NYSE: EFX) is a global data, analytics and technology company that specializes in credit reporting, consumer financial information and decision-making solutions for businesses and consumers. The company offers a comprehensive suite of products and services designed to help clients manage credit risk, prevent fraud, verify identities and automate key business processes. Equifax’s offerings include credit reports, credit scores, automated decisioning tools, identity theft protection and workforce solutions such as employment and income verification.
Founded in 1899 as the Retail Credit Company, Equifax rebranded in 1975 to reflect its expanding scope and became one of the three major credit bureaus in the United States. Over more than a century, the company has evolved from a regional credit-reporting agency into a diversified technology-driven enterprise. Equifax has invested in advanced analytics, artificial intelligence and cloud infrastructure to enhance its data services and broaden its product portfolio.
Headquartered in Atlanta, Georgia, Equifax operates in North America, Latin America, Europe and the Asia Pacific region, serving clients in industries ranging from financial services and telecommunications to retail and government. The company is structured around major business segments that address consumer and commercial needs across geographies. Since April 2018, Equifax has been led by Chief Executive Officer Mark W. Begor, who has overseen efforts to strengthen data security, improve operational efficiencies and drive innovation in the company’s analytics and identity solutions.