Equifax Inc. (NYSE: EFX) is a global data, analytics and technology company that specializes in consumer and commercial credit reporting, decisioning tools and identity solutions. Headquartered in Atlanta, Georgia, Equifax is one of the three major consumer credit reporting agencies in the United States and provides credit information and related services to lenders, employers, governments and consumers worldwide.
The company's offerings include consumer credit reports and scores, credit monitoring and identity protection services, and a range of business-oriented products for risk management, fraud detection and compliance. Equifax also supplies analytics, marketing data and decisioning platforms that help lenders and other organizations evaluate creditworthiness, manage portfolio risk, detect suspicious activity and tailor customer acquisition and retention strategies. Workforce solutions such as employment and income verification are among the firm’s services for employers and payroll providers.
Equifax traces its origins to the late 19th century and later adopted the Equifax name as it expanded its data and analytics capabilities. The company operates across North America, Latin America, Europe and the Asia-Pacific region, serving a broad mix of financial institutions, retailers, government agencies and individual consumers. Since 2018, Equifax has been led by Chief Executive Officer Mark W. Begor, who has overseen efforts to modernize technology, strengthen data security and expand analytics-driven services.
Following a widely reported data breach in 2017, Equifax has emphasized investments in cybersecurity, compliance and consumer protection while responding to regulatory scrutiny and legal claims. The company continues to position itself as a provider of data-driven insights and identity services intended to support credit markets, reduce fraud and enable more informed decision-making by businesses and consumers.