First Financial Bankshares, Inc. is a regional bank holding company headquartered in Cincinnati, Ohio. Through its primary subsidiary, First Financial Bank, the company offers a full suite of banking products and services to individual, small business and commercial clients. With roots dating back to 1863, First Financial has cultivated a strong community banking heritage, combining personalized service with modern financial solutions.
The company’s core business activities include commercial and consumer lending, deposit products, treasury management, mortgage origination and servicing, and wealth management. First Financial Bank’s commercial lending portfolio spans industries such as manufacturing, healthcare and professional services, while its retail banking operations feature checking and savings accounts, home equity lines of credit and consumer installment loans. Wealth management services encompass trust administration, investment advisory and retirement planning tailored to high‐net‐worth individuals and businesses.
First Financial operates more than 100 branch locations and automated teller machines across Ohio, Kentucky and Indiana. The bank has expanded its geographic footprint through targeted acquisitions and organic branch growth, with a focus on Midwestern markets that support both urban and rural communities. Digital banking and mobile platforms complement the company’s branch network, enabling clients to access accounts, make payments and manage cash flow remotely.
Led by a seasoned executive team with extensive experience in community banking and financial services, First Financial emphasizes local decision‐making and relationship-driven service. The company maintains active involvement in regional economic development and charitable initiatives, reflecting its commitment to the communities it serves. By balancing tradition with innovation, First Financial Bankshares aims to deliver sustainable growth and long-term value for its stakeholders.