Lincoln National Corporation, doing business as Lincoln Financial Group, is a diversified financial services holding company focused on providing retirement, insurance, and wealth management solutions in the United States and select international markets. Headquartered in Radnor, Pennsylvania, the company operates through several business segments, including Retirement Plan Services, Life Insurance, and Group Protection. Its offerings are designed to help individuals, families, and institutions plan and prepare for their financial futures.
The Retirement Plan Services segment delivers recordkeeping, administrative services, and investment management for defined contribution and defined benefit plans. The Life Insurance division offers term, universal, and variable universal life insurance policies tailored to individual and corporate risk management needs. In the Group Protection segment, Lincoln Financial provides group disability, group life, accidental death and dismemberment (AD&D), dental, vision, and other supplemental benefit products to employers and association groups.
Founded in 1905 as the Lincoln National Life Insurance Company, Lincoln Financial has expanded through both organic growth and strategic acquisitions to establish a broad distribution network of independent broker-dealers, financial advisors, and employer-sponsored programs. Over time, the company extended its reach beyond the United States, serving clients in Canada, Puerto Rico, and the U.S. Virgin Islands through its subsidiaries and branch offices.
Under the leadership of President and Chief Executive Officer Ellen G. Cooper, Lincoln Financial continues to invest in digital tools, customer service enhancement, and product innovation to address evolving retirement and protection needs. The company is committed to corporate responsibility, emphasizing financial wellness, diversity and inclusion, and sustainable business practices.