Regions Financial Corporation (NYSE: RF) is a U.S. bank holding company headquartered in Birmingham, Alabama, that provides a broad range of banking and financial services. Its primary banking subsidiary, Regions Bank, serves retail and commercial customers through a combination of branch and ATM networks, digital channels and relationship-based delivery. The company offers deposit accounts, consumer and commercial loans, mortgage origination and servicing, and payment and treasury services.
In addition to core banking, Regions offers wealth management, trust and brokerage services, insurance solutions, and capital markets capabilities to corporate and institutional clients. Commercial offerings include working capital and asset-based lending, commercial real estate financing, and specialized industry banking, while consumer offerings encompass mortgages, home equity products, auto lending and digital banking tools designed for online and mobile access.
Regions operates primarily across the southern and midwestern United States, targeting metropolitan and regional markets with a focus on community banking and commercial relationships. The company has expanded through a combination of organic growth and strategic acquisitions to build a diversified franchise that serves individuals, small and mid-sized businesses, and larger corporations. It maintains an integrated delivery model combining local decision-making with centralized capabilities.
Regions emphasizes customer service, local market knowledge and a full-service product set to support clients’ financial needs. The company also invests in technology and digital platforms to enhance accessibility and operational efficiency while supporting community development and client-focused relationship banking across its footprint.