SouthState Bank (NYSE: SSB) is a bank holding company headquartered in Winter Haven, Florida, that provides a range of commercial and retail banking services. Through its subsidiary, SouthState Bank, the company serves businesses, institutions and individuals with deposit, lending and treasury management solutions. Its core business lines include commercial and industrial loans, commercial real estate lending, consumer mortgages and home equity loans.
In addition to traditional lending and deposit products, SouthState Bank offers specialized services such as treasury and cash management, merchant services, payment solutions and online banking. The company’s wealth management arm provides trust and investment advisory services, retirement planning and estate strategies for high-net-worth clients. Mortgage operations span origination and servicing for both purchase and refinance transactions.
SouthState Bank operates across the southeastern United States, with branch networks and lending offices in Florida, Georgia, South Carolina, North Carolina, Virginia and Alabama. The bank leverages regional market knowledge to support mid-size companies, family-owned businesses and local communities. Geographic diversification enables SouthState to balance growth opportunities across both urban centers and smaller markets.
The origins of SouthState date back to the early 20th century, with several community bank predecessors consolidating over decades. In 2022, SouthState completed the merger with CenterState Bank, further expanding its footprint and scale. Robert L. Steel serves as president and chief executive officer, leading the organization through ongoing integration and digital innovation efforts to enhance customer experience and operational efficiency.