The Toronto-Dominion Bank (TD) is a leading Canadian multinational banking and financial services organization headquartered in Toronto, Ontario. Formed in 1955 through the merger of the Bank of Toronto (established 1855) and the Dominion Bank (established 1869), TD has grown into one of Canada’s largest financial institutions. The company offers a broad range of personal and commercial banking services, serving individual customers, small businesses and large corporations.
TD operates in two primary geographic markets: Canada and the United States. In Canada, it offers everyday banking products including chequing and savings accounts, mortgages, auto loans, credit cards, and investment services. In the U.S., it conducts operations through TD Bank, N.A., with a strong presence along the East Coast, from Maine to Florida. The bank also provides wealth management and insurance solutions, as well as wholesale banking services for institutional and corporate clients globally.
Key business lines include personal and commercial banking, wealth management, wholesale banking and insurance. TD’s wealth management arm offers investment advice, portfolio management and retirement planning for individual and institutional investors. Its wholesale banking division provides capital markets services and financing to corporate and government clients. The bank has invested in digital platforms, with online and mobile banking features that allow customers to access accounts, make payments and manage investments remotely.
Leadership at TD is headed by President and Chief Executive Officer Bharat Masrani, who was appointed in 2014. Under his direction, the bank has focused on customer experience, digital innovation and disciplined growth, particularly in the U.S. market. With a network of branches, automated teller machines and digital channels, TD continues to pursue expansion opportunities while maintaining its commitment to community development and responsible banking practices.